Our Process

Living with Purpose Starts By

Planning with Purpose

Our proprietary Purpose Driven Retirement Plan™ process is designed to help our clients achieve simplicity and confidence during their retirement years. It’s focused around 5 key aReas of your current financial life.

Investment Advisory Services are Provided by PFG Private Wealth Management, LLC An SEC Registered Investment Advisory Firm and they will create an investment plan for the remaining assets that you do not need to draw from month to month.
This includes:

Assessing your Risk Tolerance
Adjusting your portfolio to potentially reduce fees
Striving to Control Volatility
Evaluating ways to reduce risk while striving to accomplish your goals
Providing comprehensive Institutional Money Management

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner. By working collaboratively with a qualified Estate Planning Attorney, our goal will be to help you:

Maximize your estate and income tax planning opportunities
Protect any assets in trust and ensure they are distributed to your beneficiaries probate free
Protect our IRA and qualifies accounts from becoming fully taxable to your beneficiaries upon your death

Our Purpose-Driven Retirement Plan™ will help ensure your expenses can be paid month to month with reliability and predictability. This includes:

Social Security Optimization
Income & Expense Analysis
Inflation Plan
Spousal Plan
Longevity Protection

We will create a plan to help you protect yourself against rising healthcare costs with a minimum of expense, including:

Looking at all aspects of Medicare, Parts A, B and D
Analyzing options for a Long-Term Care Plan

Our comprehensive Purpose-Driven Retirement Plan™ will include a strategy for decreasing tax liabilities.
This includes:

Assessing the taxable nature of your current holdings
Stretch I.R.A. Planning
Strategizing ways to include tax-deferred or tax-free money in your plan
Strategize which tax category to draw income from first to reduce tax burden
Leverage your qualified money to potentially leave tax-free dollars to your beneficiaries